TERM OF USE

Introduction

KUDITIPS.com is a subsidiary of ERM Researches Ltd , a Web Hosting Provider, Web Application Developer and Internet Services Infrastructure Provider poised to meeting the emerging technologies need of our pretigious clients. In signing up for any of ERM Researches Ltd services, all customers agree to comply with ERM Researches Ltd Terms of Service as outlined in this document.

The goal of this policy is to ensure our clients are using our services taking into consideration the rights of other Internet users and ERM Researches Ltd requirements’. All references to ERM Researches Ltd in this document shall be interpreted to include: the Principals, Staff and Back-end Service Providers of ERM Researches Ltd.

It is recommended that you print out a copy of this document for your reference.

ERM Researches Ltd will not be liable for any cost or damage arising either directly or indirectly from any transaction or use of this service.

You are solely responsible for anything that you posts or uploads on this website.

You agree not to post any abusive, obscene, vulgar, slanderous, hateful, threatening, sexually-orientated or any other material that may violate any laws be it of your country, the country where “%1$s” is hosted or International Law. Doing so may lead to you being immediately and permanently banned, with notification of your Internet Service Provider if deemed required by us. The IP address of all posts are recorded to aid in enforcing these conditions. You agree that “%1$s” have the right to remove, edit, move or close any topic at any time should we see fit. As a user you agree to any information you have entered to being stored in a database. While this information will not be disclosed to any third party without your consent, neither “%1$s” nor any third parties shall be held responsible for any hacking attempt that may lead to the data being compromised.

YOUR ACCEPTANCE

A. By using and/or visiting this website (collectively, including all content and functionality available through the KUDITIPS.com domain name, the “ KUDITIPS.com Website”, or “Website”), you signify your agreement to (1) these terms and conditions (the “Terms of Service”), (2) KUDITIPS.com ‘s privacy notice. If you do not agree to any of these terms or the KUDITIPS.com privacy notice, please do not use the KUDITIPS.com Website.

B. Although we may attempt to notify you when major changes are made to these Terms of Service, you should periodically review the most up-to-date version. ERM Researches Ltd may, in its sole discretion, modify or revise these Terms of Service and policies at any time, and you agree to be bound by such modifications or revisions. Nothing in this Agreement shall be deemed to confer any third-party rights or benefits.

YOUR ACCOUNT

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. KUDITIPS.com does sell products for children, but it sells them to adults, who can purchase with a credit/debit card or other permitted payment method. If you are under 18, you may use KUDITIPS.com only with involvement of a parent or guardian. KUDITIPS.com reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

FEES AND PAYMENT PROCESS

All payments for our services shall be made in full ( or as dictated by the contract) by valid Bank Cash Logdement, Interswitch Payment Services, other means of electronic money transfer, by bank deposits or payment in our office (demand for a receipt). Cheque payments will not be deemed to have taken effect on any account until such cheques are cleared.

All contents provided on this website is owned or controlled by ERM Researches Ltd. You may download content only for the purposes for which it was intended. No modification or further reproduction of the content is permitted or the content may otherwise not be copied or used in anyway.

ERM Researches Ltd shall not be liable for any damages or injury resulting from your access to or inability to access this website, or from your reliance on any information provided on this website.

Furthermore this website assumes no responsibility for damage to your computer(s) or software.

This website may provide links or references to other sites. ERM Researches Ltd makes no representations, warranties, or assurances as to any information in such sites and has no responsibility for their content, accuracy, currency or completeness and shall not be liable for any damages or injury arising from that content, accuracy, currency or completeness.

Any links to other sites are provided merely as a convenience to the users of this website.Acceptance of this terms of use is a portion of the consideration required for your right to access this website. If you do not accept these terms of use, you have no right to visit this site and you are fraudulently using this site.

REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT

Visitors may post reviews, comments, photos, and other content; send e-cards and other communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. KUDITIPS.com reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant KUDITIPS.com a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant KUDITIPS.com and sub licensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify KUDITIPS.com for all claims resulting from content you supply. KUDITIPS.com has the right but not the obligation to monitor and edit or remove any activity or content. KUDITIPS.com takes no responsibility and assumes no liability for any content posted by you or any third party.

WEB SERVICES (DOMAINS, HOSTING, WEB APPLICATIONS)

ERM Researches Ltd has a 15-day refund policy for its web hosting service. If the client is dissatisfied with our service and request a refund within the 15-day period, ERM Researches Ltd shall refund in full the hosting fees. ERM Researches Ltd will not issue refunds for domain names registered on behalf of client under any circumstances.

Where customer requires domain name registration/renewal/transfer, ERM Researches Ltd accepts to help register domain names on the conditions that:

1. The customer understands that ERM Researches Ltd is not a Registrar and only renders this as a added service 2. This service can only be carried out where the customer has placed an order for web hosting. 3. ERM Researches Ltd shall administer that domain name on behalf of the client. 4. Should the customer need to take over administration at a later date, ERM Researches Ltd shall help facilitate the transfer of the domain name(s) according to the client’s instructions.

The sending of unsolicited mass email(popularly known as Spamming) from or through ERM Researches Ltd servers or using an email address that is maintained on a ERM Researches Ltd server’s account is strictly prohibited. ERM Researches Ltd will be the sole arbiter as to what constitutes a violation of this provision.

Violators will be assessed a minimum fine of N75,000.00 or face immediate SUSPENSION OR TERMINATION of account.

Violations of system or network security are prohibited and may result in criminal and civil liability. Unauthorized access, use, probing, or scanning of systems security or authentication measures, data, or traffic; interference with service to any user, host, or network including, without limitation, mail bombing, flooding, deliberate attempts to overload a system, broadcast attacks; forging of any TCP-IP packet header or any part of the header information in an email or a newsgroup posting are inclusive but not limited.

ERM Researches Ltd services may be used for lawful purposes only. Transmission, storage, or distribution of any information, data, or material in violation of any applicable law or regulation is prohibited.

This includes, but is not limited to: copyrighted material; trademarks; trade secrets or other intellectual property rights used without proper authorization, impersonation, deliberate mis-representation, financial scam operations, obscene materials, defamatory statement, constitutes an illegal threat, or violates export control laws. Examples of unacceptable content or links include: pirated software, hacker programs or archives, Warez sites, MP3, and IRC bots.

Adult-oriented sites are not allowed. This includes sites that are associated with bestiality or child pornography, sites which promote hate against any group, sites of such nature will be removed immediately and you will not be refunded. This is also true for sites that promote any illegal activity or content that may be damaging to our servers or any other server on the Internet, or provide links to such sites.

Any web site that uses a high amount of server resources (such as, but not limited to, CPU time, memory usage, and network resources over their allotted limits) will have the option to either pay additional fees (which will depend on the resources required), reduce the resources used to an acceptable level, or upgrade its service accordingly.

ERM Researches Ltd customers agree to indemnify and hold harmless ERM Researches Ltd from any claims resulting from the use of our services that damages them or any other party.

AIRTIME, SCRATCH CARDS, SMS

ERM Researches Ltd customers agree to indemnify and hold harmless ERM Researches Ltd of any breaches in the PINS after delivery to the customers.

RISK OF LOSS

All items purchased from KUDITIPS.com are made pursuant to a shipment contract. This means that the risk of loss and title for such items pass to you upon our delivery to the carrier.

PRODUCT DESCRIPTIONS

KUDITIPS.comattempts to be as accurate as possible. However, KUDITIPS.com does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free. If a product offered by KUDITIPS.com itself is not as described, your sole remedy is to return it in unused condition.

PRICING

Except where noted otherwise, the List Price displayed for products on our website represents the full retail price listed on the product itself, suggested by the manufacturer or supplier, or estimated in accordance with standard industry practice; or the estimated retail value for a comparably featured item offered elsewhere. The List Price is a comparative price estimate and may or may not represent the prevailing price in every area on any particular day. For certain items that are offered as a set, the List Price may represent “open-stock” prices, which mean the aggregate of the manufacturers estimated or suggested retail price for each of the items included in the set. Where an item is offered for sale by one of our partners or sellers, the List Price may be provided by the merchant.

With respect to items sold by KUDITIPS.com, we cannot confirm the price of an item until you order; however, we do NOT charge your Card until after your order has entered the shipping process. Despite our best efforts, a small number of the items in our catalog may be misprinted. If an item’s correct price is higher than our stated price, we will, at our discretion, either contact you for instructions before shipping or cancel your order and notify you of such cancellation.

Please note that this policy applies only to products sold and shipped by KUDITIPS.com. Your purchases from third-party sellers are charged at the time you place your order, and third-party sellers may follow different policies in the event of a misprinted item.

TYPOGRAPHICAL ERRORS

In the event a product is listed at an incorrect price or with incorrect information due to typographical error or error in pricing or product information received from our suppliers, KUDITIPS.com shall have the right to refuse or cancel any orders placed for product listed at the incorrect price. KUDITIPS.com shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit/debit card charged. If your card has already been charged for the purchase and your order is canceled, KUDITIPS.com shall immediately issue a refund to you in the amount of the charge.

OTHER BUSINESSES

Parties other than KUDITIPS.com or ERM Researches Ltd operate stores, provide services, or sell product lines on this site. In addition, we provide links to the sites of affiliated merchants and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any of these businesses or individuals or the content of their Web sites. KUDITIPS.com does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and other conditions of use.

SHIPPING AND HANDLING RATES

Our customer-friendly shipping schedule is calculated on the ACTUAL WEIGHT of your shipment and the TYPE OF SHIPPING SERVICE that you specify (ground, air or overnight). Shipping and handling charges may be applied to all orders placed with us. If your order must be shipped in multiple boxes or in separate shipments in the event an item is not in stock and must ship at a later date, shipping and handling charges for the entire order will be assessed at the point when the first item is shipped. We charge only ONCE for shipping and handling, for the entire order. Should you have any questions or concerns regarding these charges, feel free to email us.

TOTAL TIME FOR DELIVERY

Total time is based on the amount of time it takes to get payment, order processing, and the transit time from the carrier. This can range from 12 hours to 2 days for in-stock items.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS SITE AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE ARE PROVIDED BY KUDITIPS.com ON AN “AS IS” AND “AS AVAILABLE” BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. KUDITIPS.com MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, KUDITIPS.com DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. KUDITIPS.com DOES NOT WARRANT THAT THIS SITE; INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE; THEIR SERVERS; OR E-MAIL SENT FROM KUDITIPS.com ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. KUDITIPS.com WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.

If you have any concern in respect of the our terms and condition of use, please notify us using the following e-mail:

e-mail: bigbrother@KUDITIPS.com
subject: Terms of Use

PRIVACY POLICY

Welcome to the KUDITIPS.COM website (the "Site"). These terms & conditions ("Terms and Conditions") apply to the Site, and all of its divisions, subsidiaries, and affiliate operated Internet sites which reference these Terms and Conditions.

By accessing the Site, you confirm your understanding of the Terms and Conditions. If you do not agree to these Terms and Conditions of use, you shall not use this website.

The Site reserves the right, to change, modify, add, or remove portions of these Terms and Conditions of use at any time. Changes will be effective when posted on the Site with no other notice provided.

Please check these Terms and Conditions of use regularly for updates. Your continued use of the Site following the posting of changes to these Terms and Conditions of use constitutes your acceptance of those changes.

Use of the Site

You are either at least 18 years of age or are accessing the website under the supervision of a parent or legal guardian.

We grant you a non-transferable and revocable license to use the Site, under the Terms and Conditions described, for the
purpose of shopping for items sold on the Site. Commercial use or use on behalf of any third party is prohibited, except as explicitly permitted by us in advance. Any breach of these Terms and Conditions shall result in the immediate revocation of the license granted in this paragraph without notice to you.

Content provided on this site is solely for informational purposes. Submissions or opinions expressed on this Site are those of the individual posting such content and may not reflect our opinions.

Certain services and related features that may be made available on the Site may require registration or subscription. Should you choose to register or subscribe for any such services or related features, you agree to provide accurate and current information about yourself, and to promptly update such information if there are any changes. Every user of the Site is solely responsible for keeping passwords and other account identifiers safe and secure.

The account owner is entirely responsible for all activities that occur under such password or account.

Furthermore, you must notify us of any unauthorized use of your password or account. The Site shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this section.

During the registration process you agree to receive promotional emails from the Site. You can subsequently opt out of receiving such promotional e-mails by clicking on the link at the bottom of any promotional email.

User Submissions

Anything that you submit to the Site and/or provide to us, including but not limited to, questions, reviews, comments, and suggestions (collectively, "Submissions") will become our sole and exclusive property and shall not be returned to you.

In addition to the rights applicable to any Submission, when you post comments or reviews to the Site, you also grant us the right to use the name that you submit, in connection with such review, comment, or other content.

You shall not use a false e-mail address, pretend to be someone other than yourself or otherwise mislead us or third parties as to the origin of any Submissions. We may, but shall not be obligated to, remove or edit any Submissions.

Order Acceptance and Pricing

Please note that there are cases when an order cannot be processed for various reasons. The Site reserves the right to refuse or cancel any order for any reason at any given time. You may be asked to provide additional verification or information, including but not limited to phone number and address, before we accept the order.

We are determined to provide the most accurate pricing information on the Site to our users; however, errors may still occur, such as cases when the price of an item is not displayed correctly on the website. As such, we reserve the right to refuse or cancel any order. In the event that an item is mispriced, we may, at our own discretion, either contact you for instructions or cancel your order and notify you of such cancellation.

We shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged.

Trademarks and Copyrights

All intellectual property rights, whether registered or unregistered, in the Site, information content on the Site and all the website design, including, but not limited to, text, graphics, software, photos, video, music, sound, and their selection and arrangement, and all software compilations, underlying source code and software shall remain our property.

Termination

In addition to any other legal or equitable remedies, we may, without prior notice to you, immediately terminate the Terms and Conditions or revoke any or all of your rights granted under the Terms and Conditions. Upon any termination of this Agreement, you shall immediately cease all access to and use of the Site and we shall, in addition to any other legal or equitable remedies, immediately revoke all password(s) and account identification issued to you and deny your access to and use of this Site in whole or in part.

Any termination of this agreement shall not affect the respective rights and obligations (including without limitation, payment obligations) of the parties arising before the date of termination. You furthermore agree that the Site shall not be liable to you or to any other person as a result of any such suspension or termination.

If you are dissatisfied with the Site or with any terms, conditions, rules, policies, guidelines, or practices of KUDITIPS.COM in operating the Site, your sole and exclusive remedy is to discontinue using the Site.